Visa travel health insurance for Norway


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Has Norway been on your bucket list for a long time? Before traveling to the Schengen country Norway, you need to find out whether or not you need a Schengen visa as a non-EU citizen. If your country has a visa requirement, then you need a visa travel health insurance for Norway, which is valid in Norway and in the entire Schengen area! 

Travelers who do not need a visa for Norway are advised to take out travel health insurance for Europe! If you have an accident or fall ill during your stay, you are financially on your own! And that can be expensive, especially in Norway! The visa travel health insurance for Norway does not cost much and is worthwhile for everyone!

In the following article we will explain to you which visa travel insurance for Norway you can choose from, which services a visa insurance must provide in order for a visa application to be accepted and in which countries you are also insured.

Visa travel health insurance for Norway

Who Needs Visa Travel Health Insurance in Norway?

Are you a third-country national and require a visa?

Although Norway is not an EU country, it is still part of the Schengen area. If you come from a non-EU country and your country is one of the countries that require a visa, you must apply for a Schengen visa in advance to enter Norway. 

For the Schengen visa, on the other hand, you need travel health insurance that is valid in Norway and the other Schengen countries. If Norway is your main travel destination in Europe, or if you are arriving first in Norway, contact the Norwegian diplomatic missions in your country to apply for a Schengen visa. 

After you have taken out Schengen visa travel health insurance, attach the original or a copy of the proof of insurance to your visa application. When taking out Schengen travel health insurance, make sure that it meets the criteria of the Schengen Visa Code . If not, your visa application will be rejected!

Are you a third-country national and do not need a visa for Norway?

If you do not need to apply for a Schengen visa to travel to Norway because of your nationality, you have the free choice of whether to take out travel health insurance or not. Of course you want to pay attention to your travel budget, but travel health insurance for Norway is not expensive and protects you from possible financial ruin if something should happen to you in Norway. 

Norway is a country with a thousand outdoor opportunities. Perhaps you too would like to undertake a challenging hike to Trolltunga, a mountain bike tour on Rallarvegen or a glacier tour on Hardangerjøkul? Accidents happen quickly, especially during sporting activities, or a viral infection unfortunately catches you during your stay. 

Be on the safe side and protect yourself from horrendous costs with travel health insurance! The foreign ministries urgently advise all travelers a foreign health insurance !

Are you an EU citizen?

Many EU citizens wonder whether they are also insured in other EU countries. In fact, all EU citizens and citizens from Switzerland, Norway, Liechtenstein and Iceland who are insured in a statutory health insurance company are also insured for urgently needed doctor visits and hospital stays in other EU countries. 

However, check in advance whether you have the European Health Insurance Card (EHIC), which you can request from your statutory health insurance company. Although it might seem – the European Health Insurance Card is not a substitute for travel health insurance for Norway! Not all services are covered and there are no repatriation and rescue costs included. Additional foreign health insurance for Norway is a sensible decision!

What are the requirements for visa travel health insurance for Norway?

In order for your application for a Schengen visa for Norway to be accepted, your travel health insurance must comply with European requirements. The insurance policy must meet the requirements for a Schengen visa and be accepted by all embassies and consulates.

Travel health insurance requirements for a Norway visa:

  • Insurance coverage in Norway and in all other Schengen countries
  • Minimum coverage of at least 30,000 euros (approx. 33,000 USD)
  • Assumption of the costs of urgent medical care and / or hospital treatment
  • Repatriation for health reasons and in the event of death
  • Protection for the entire duration of the stay

Features of a good Schengen travel insurance:

  • Valid for Norway and all 26 Schengen countries (if desired also for all other EU countries)
  • Sum insured from € 30,000 or, if you choose, € 100,000
  • Repatriation in case of emergency or death included
  • Attractive prices: the cheapest foreign health insurance for Norway starts at € 0.99 per travel day
  • 24/7 support and help in an emergency
  • Reimbursement of travel insurance costs if your visa application is denied, provided you can provide official proof
  • No excess
  • No medical questionnaire
  • Contract is possible regardless of age and nationality
  • Fast online completion possible
Visa travel health insurance for Norway

What should I do if I get injured or sick in Norway?

If something should happen to you in Norway, don’t panic! AXA is your trustworthy partner and is directly there for you, around the clock. If you are injured or ill in Norway or another Schengen country, call your insurance hotline for emergencies before you receive medical treatment. You can find the number on your insurance policy. Most insurance providers will advice and support you in order to be able to obtain adequate help.

Be sure to provide the following information on the phone:

  • the number of your insurance policy
  • Your contact details (telephone and address), under which you can be reached
  • Contact details of other people on site

Important: Always have an invoice made out for you when you pay for a treatment in which the services provided are listed. You will have to present the invoice later to your insurance company in order to get reimbursed. Don’t forget to take photos of the invoices to save them or to send them to your email address. 

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Useful information about Norway

  • Capital : Oslo
  • Official languages : Norwegian, Sami
  • Currency : Norwegian krone (NOK)
  • Telephone code : +47
  • Voltage: 230 volts
  • Emergency numbers : Police: 112 | Ambulance service: 113 | Fire department: 110
  • Climate : Thanks to the Gulf Stream, Norway has a mild climate for this northern location. The average temperatures in July are between 14 and 17 ° C and in January between 1 and -3 ° C. On the coast in the west there is a maritime and humid climate. The coastal city of Bergen is the rainiest city in Europe. The east is continental or characterized by a high mountain climate. Heavy snowfall, avalanches and landslides can occur, especially in the mountains.
  • Time : Winter time in Norway is UTC + 1 hour, summer time is UTC + 2 hours. The changeover to summer time takes place on the last weekend in March and the changeover to winter time on the last weekend in October.
  • Vaccinations : There are no compulsory vaccinations for a trip to Norway, but make sure that the standard vaccinations for you and your children are up to date.
  • Health : A vaccination against tick-borne early summer meningoencephalitis (TBE) is recommended as a travel vaccination.
  • Risks : Norway is considered very safe when it comes to crime. The main risks in Norway relate to outdoor activities. Prepare yourself properly for hiking or trekking tours or trips to the open sea! Be especially careful with glaciers, they can be more unstable than you look. In remote areas of Norway there is no cellular network, which is why you cannot always make contact with the outside world on longer hikes!
  • Special features : The consumption of alcohol is forbidden in public places and in parks and no alcohol may be sold on Sundays, public holidays and election days.
Visa travel health insurance for Norway

How do I get to Norway?

By car : In Norway you have to pay tolls on motorways, country roads and the city of Oslo. The control is carried out by automatic stations that can simply be passed through without stopping. You will receive the invoice much later in the post, with no extra charges. Be careful especially on the very narrow, winding and steep roads in the mountains or along the fjord coast. In winter, some routes are closed to traffic. Many islands on the fjord coast are connected with each other with underwater tunnels. You have to drive with dipped headlights during the day. The alcohol limit is 0.2, but 0 is better. Due to the strict alcohol policy, Norway is very tough on traffic violations.

By plane : The largest airport in Norway is Oslo-Gardermoen. Other important airports are Bergen, Stavanger, Trondheim, Tromsø, Bodø and Kristiansand.

By train : Railways connect Norway with Sweden. Within Norway, there is a well-developed railway network, especially in the south. Most of the trains are operated by the company Vy, which was still called Norges Statsbaner until 2019.

By ferry : There are regular ferries from Germany, Denmark and Sweden to various Norwegian cities. Important Norwegian ports for passenger traffic, among others, are Bergen, Oslo, Stavanger, Kristiansand and Kristiansund.

Did you know …

In Norway there is a Christmas bonus from the state for everyone!
In Norway, people don’t get their Christmas bonus from their employer, but from the state. In December all employees are reimbursed 50% of the December income tax.

In Norway you can only get alcohol in special shops!
Alcoholic beverages from 4.8 percent can only be bought in Vinmonopol. There are shops in many cities. They are open Monday to Friday until 6 p.m. and on Saturdays until 3 p.m.

There are green and white car signs in Norway!
Trucks, buses, camper vans and the so-called Varebil (“goods cars”) are exempt from registration tax and have a green license plate. Normal cars have a white license plate.

98% of the electricity in Norway is generated with hydropower!
Electricity is dirt cheap in Norway! This is due to the generation of energy via hydropower plants, which laid the basis for the industrialization of the country.

FAQ travel health insurance Norway

I would like to visit several other countries in the Schengen area in addition to Norway? Do I always need new travel health insurance?

No. The Schengen travel health insurance that you take out for Norway also offers insurance cover in all countries in the Schengen area. With extended insurance policies you can also visit EU countries that are not part of the Schengen area.

My visa to Norway has been refused! Will I get the cost of the international health insurance back?

All Schengen visa insurance providers will reimburse you for the costs of foreign health insurance if your visa application has been rejected. Be sure to ask the authorities for written evidence that shows the rejection. Reimbursement can only be done with this proof.

Who is travel health insurance for Norway necessary for?

If you have to apply for a Schengen visa for Norway because of your nationality, you will need proof of travel health insurance for the visa application. Travel health insurance is not compulsory for foreigners who are exempt from the Schengen visa, but it is strongly recommended!

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