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Travel health insurance for Poland – Schengen visa

Travel health insurance for Poland

Have you planned a trip to Europe and mainly want to spend your time in Poland? Poland is one of the 26 countries in the Schengen area. Depending on your citizenship, you definitely need travel health insurance for Poland

How do you know if you need travel health insurance for Poland or not? The article below explains to you and shows you which services a Schengen visa travel insurance must necessarily cover for a Poland visa.

If you want to find out which countries, apart from Poland, you can travel to with your Schengen travel insurance, then click on the list of all countries that are covered by the travel insurance!

Who Needs Visa Travel Health Insurance for Poland?

Are you an EU or EFTA citizen?

EU and EFTA citizens who are insured in a statutory health insurance fund generally do not need any foreign health insurance for Poland. Medical costs for visits to the doctor, dentist and necessary hospital stays are usually insured through the European Health Insurance Card EHIC

Please note, however, that the European health insurance only includes urgently necessary costs, no repatriation and no rescue costs.


Are you a non-EU citizen and require a visa?

Are you a non-EU citizen and need to apply for a Schengen visa to travel to Poland? In this case, you are required to take out visa travel health insurance. Why? Since the visa travel health insurance for Poland is one of the most important documents for your visa application. 

Without proof of insurance, your visa application for Poland and the Schengen zone will be rejected. To submit your visa application, contact the Polish diplomatic missions in your country if Poland is your main destination or if you are entering Poland first. 

When choosing insurance, make sure that the European requirements for Schengen travel insurance are met.

Are you a non-EU citizen and do not require a visa?

Approximately 60 countries have a visa waiver for travel to Europe. If you do not come from a country that requires a visa, you do not need to have travel health insurance for Poland. However, you should think about insurance before you leave. 

You are of course happy to save money for your trip here and there, but you should know that in the event of illness you can incur immense costs that you have to bear yourself. In such a case, the great vacation turns into a horror scenario. 

It is not without good reason that the Foreign Office advises every traveler to take out travel insurance who pays medical costs in an emergency and guarantees repatriation to your home country. 

An infection with the flu virus or the new COVID-19 virus or an accident in the streets of Kraków or on a hiking tour in the High Tatras – enjoy your trip without worries and take out travel health insurance for foreign guests in Poland before departure.

How will a good travel health insurance for Poland help you?

A Schengen Visa travel health insurance for Poland and the entire Schengen area is recognized by all embassies and consulates.

The best travel health insurances for Poland and the entire Schengen area offer advantageous benefits:

  • Protection in all Schengen countries, including Poland, if desired also in non-Schengen countries
  • Minimum coverage of at least 30,000 euros (approx. 33,000 USD), if desired also more
  • Assumption of the costs for urgent medical care and / or hospital treatment, repatriation for health reasons and in the event of death
  • Protection for the entire duration of the stay
  • Attractive prices: the cheapest travel health insurance in Poland starts at € 0.99 per travel day
  • Fast online booking
  •  24/7 support and help in an emergency
  • Reimbursement of travel insurance costs if your visa application is denied, provided you can provide official proof
  • No excess

What are the first steps if I get injured or sick in Poland?

The best travel health insurance offer you direct support and assistance in the event of an accident or illness. If you are injured or ill in Poland or another Schengen country, call your insurance Schengen hotline before the medical treatment . You can find the number on your insurance policy. 

You provide your insurance with the following information:

  • the number of your insurance policy
  • Your contact details (telephone and address), under which you can be reached
  • Contact details of other people on site

Important: Always get an invoice if you had to pay for a treatment in which the services provided are listed. You will have to present the invoice to your insurance so that you can be reimbursed. 

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Useful information about Poland

  • Capital : Warsaw
  • Official language : Polish
  • Currency : Zloty (PLN)
  • Telephone code : +48
  • Voltage : 230 volts
  • Emergency numbers : Police: 997 | Fire brigade and accident: 998 | Ambulance service / emergency doctor: 999 (112 – from the mobile phone) | Emergency number for foreign tourists: 0048-22-278 77 77 (landline toll-free) or 0048-608 599 999 (with normal cell phone charges)
  • Time : Winter time is UTC + 1 hour, summer time is UTC + 2 hours. The changeover to summer time takes place on the last weekend in March and the changeover to winter time on the last weekend in October.
  • Climate : temperate transitional climate with partly cold winters. The coast is maritime with warm and humid summers. Central Poland has a warmer continental climate, apart from the Tatra and Sudeten peaks. The low mountain ranges are relatively snow reliable in Poland. The ski season in Poland runs from December to March. If you prefer to go on a beach holiday on the Polish Baltic Sea, then the months of June to September are suitable. The warmest month is July with average temperatures between 16 and 19 ° C.
  • Vaccinations : There are no compulsory vaccinations for entering Poland. However, make sure that the standard vaccinations for you and your children are up to date.
  • Health : As travel vaccinations for Poland, vaccinations against hepatitis A, depending on travel conditions and route also against hepatitis B, TBE and possibly also against rabies are recommended. During the winter months, air pollution levels in many large cities in Poland are above the EU norm. Fine particle masks can be helpful during this time.
  • Crime : In larger cities and tourist strongholds, petty crimes such as pickpockets occur on public transport. Caution is advised in bars and clubs, as the use of knockout drops can also be observed here and there, as well as credit card fraud. Never leave your drink unattended! Vehicle theft is a big problem in Poland. In order to steal vehicles, breakdowns or accidents are also simulated.
  • Special features : You are not allowed to consume alcohol or other intoxicants in public. Certain marked military installations or offices may not be photographed. In the Poland-Russia border area (Kaliningrad area) the “green border” is only marked by widely spaced boundary stones. Anyone who crosses the border illegally (even for a few meters) can expect arrest by the Russian border police and several years in prison.

How do I get to Poland?

By car : You can travel to all corners of Poland without any problems via a well-developed road network. The motorways (Autostradas) are generally subject to tolls for all vehicles. You can pay the toll with a credit or debit card. If the car that you drive in Poland does not belong to you, you must have an authorization from the owner with you. In Poland there is an absolute ban on alcohol behind the wheel and you have to drive with dipped headlights all day long, or at least daytime running lights if visibility is good. In addition to a warning triangle, you need a fire extinguisher in the car. The maximum speed on Polish motorways is 140 km / h.

By plane : Poland has 14 international airports and 123 domestic airports. International flights and domestic flights are not a problem. The three largest Polish airports are in Warsaw, Krakow and Gdansk.

By train : The rail network continues to be of great importance in Poland, despite increasing individual traffic. From European cities like Berlin you can take the train to Poland. A well-developed network of railway lines is also available for travel within Poland. The Polish ‘Bundesbahn’ is the PKP and the ‘Regionalbahn’ is the PR. There are also a number of private railways.

By bus : Many bus companies offer international connections to Poland at very attractive rates. Check websites like Flixbus, BlaBlaBus, Omio etc. to find cheap bus travel to Poland.

By ferry : There are year-round passenger ferries between Poland and Scandinavia, for example from Gdansk to Nynäshamn (near Stockholm), from Gdynia to Helsinki in Finland or to Oxelösund and Malmö in Sweden. From Swinoujscie you can take a boat to Copenhagen, Malmö, Rønne (only in summer) and Ystad.

Did you know …

Poland is the sixth largest country in the European Union!
Poland is the sixth largest country in the European Union after France, Spain, Sweden, Germany and Finland and with 38.5 million inhabitants the fifth most populous!

One of the most famous astronomers came from Poland!
Nicolaus Copernicus, a native of Poland, changed the worldview with his astronomical observations.

Poland is one of the most religious countries in Europe!
According to a survey by the Eurobarometer, 80% of people in Poland believed in God in 2005, and another 15% believed in another spiritual force.

Poland has the only central European desert!
In Poland you will find a very diverse nature with beaches, mountains, forests, lakes and deserts! The Błędów Desert is a sandy area nine kilometers long and 3-4 kilometers wide between Błędów and Klucze in Poland. In Poland you will find a very diverse nature with beaches, mountains, forests and lakes.

FAQ on travel health insurance Poland

For whom is visa travel health insurance for Poland compulsory?

Travelers from non-EU countries who need a Schengen visa (such as Russians or Belarusians) must have visa travel insurance.

Which countries are also covered by Schengen Visa travel health insurance for Poland?

Travel insurance for a Schengen visa must always be valid for all 26 Schengen countries (including Poland). With a Schengen visa and the associated Schengen insurance, you can move freely in all 26 countries.

My visa application for Poland was rejected! Will I get my Visa travel insurance money back?

Not all insurance companies have a money-back guarantee for visa refusals. The best Schengen travel insurance providers will pay you back your visa travel health insurance for Poland if you can provide official proof of the visa rejection.



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