Visa travel health insurance for Spain


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Are you headed to Spain? Thanks to the Schengen visa, you can travel around Spain at any time of the year and move freely around Europe. However, you might have to take out visa travel health insurance for Spain.

Not all third country nationals need to apply for a Schengen visa for Spain. But if your country is one of the countries that require a visa , then you are required to take out visa travel health insurance for Spain

This is the only way to process your visa application. But foreign health insurance for Spain is also recommended for all other travelers, which will protect you and save you from high costs during your entire trip from Madrid to Seville, via Barcelona and Cordoba!

Visa travel health insurance for Spain

Who needs travel health insurance in Spain?

Are you an EU or EFTA citizen?

EU and EFTA citizens who are insured with a statutory health insurance fund generally do not need any foreign health insurance for Spain. Medical costs for visits to the doctor, dentist and necessary hospital stays are usually insured through the European Health Insurance Card EHIC

Please note, however, that the European health insurance card only covers urgently necessary costs, but no repatriation or rescue costs, and in many cases a contribution to the costs is required.

Are you a non-EU citizen and require a visa?

Spain is a Schengen country. Many foreign nationals are obliged to apply for a Schengen visa for the Schengen area, i.e. also when entering Spain. With a Schengen visa, you can later travel freely in all Schengen countries. If you require a visa, you will need to get travel health insurance for Spain. 

The insurance is compulsory for the visa application and it must meet certain requirements that are specified in the Visa Code of the European Union.

For the Schengen visa application, contact the Spanish diplomatic missions in your country if Spain is your main travel destination or if you are entering Spain first. Enclose proof of insurance with your visa application. If you do not provide health insurance for foreigners in Spain, your visa application will be rejected.

Are you a non-EU citizen and do not require a visa?

If you are exempt from visa requirements to enter and stay in Spain, you do not need to have health insurance for Spain . But the emphasis is on ‘not mandatory’! However, travel health insurance for Spain is advisable! Since no one is immune to health consequences or unforeseen events, the Foreign Office strongly recommends that all travelers take out travel health insurance

A canyoning accident in the Sierra de Guara, food poisoning with salmonella in the Balearic Islands or a bad fall on an electric scooter on the Ramblas in Barcelona (one accident a day, according to the Medical Emergency Service (SEM) in Barcelona) … and suddenly find yourself in the Spanish emergency room! Without a foreign health insurance that is valid for Spain, you have to pay the costs out of pocket without being reimbursed. To avoid ruining your trip financially, it is better to be safe than sorry.

What criteria does travel health insurance for Spain have to meet for a Schengen visa?

In order for your travel health insurance to be accepted for a visa in Spain, it must meet European requirements. You must take out insurance from a provider that issues travel insurance for Schengen visas, which are recognized by all embassies and consulates.

Requirements for the Schengen visa :

  • Insurance coverage in Spain and all other Schengen countries (also possible in non-Schengen countries if desired)
  • Minimum coverage of at least 30,000 euros (more possible if desired)
  • Assumption of the costs for urgent medical care and / or hospital treatment, repatriation for health reasons and in the event of death
  • Protection for the entire duration of the stay

Advantages of a good Schengen visa travel insurance policy:

  • Attractive prices: the cheapest health insurance for foreigners in Spain starts at € 1.06 per travel day and is graded according to the length of stay. For a one-week holiday in Spain, you are well insured from € 20 (Low Cost Insurance) or € 30 (Europe Travel Insurance).
  • Fast online booking
  • 24/7 support and help in an emergency
  • Reimbursement of travel insurance costs if your visa application is denied, provided you can provide official proof
  • It is possible to take out a visa travel health insurance for Spain regardless of age and nationality (seniors over 70 or 80 years of age also receive the same benefits)
  • No medical questionnaire
  • No excess
Visa travel health insurance for Spain

What should I do if I get injured or sick in Spain?

Don’t worry – your travel insurance company should be accessible 24/7 and offers you direct support and help in the event of an accident or illness. If you are injured or ill in Spain or another Schengen country, call your travel insurance Schengen hotline before you receive medical treatment . You can find the number on your insurance policy.

You provide the travel insurance with the following information:

  • the number of your insurance policy
  • Your contact details (telephone and address), under which you can be reached
  • Contact details of other people on site

Please note: Always have an invoice issued if you have had to pay for a treatment in which the services provided are listed. You will have to present the invoice later to your insurance company so that you can be reimbursed. 

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Useful information about Spain

  • Capital : Madrid
  • Official languages : Spanish (Castilian) is the most widely used language. There are three other local languages: Galician, Basque, Catalan
  • Currency : Euro (EUR)
  • Telephone code : +34
  • Voltage : 230 volts
  • Emergency numbers : European emergency number: 112 | Guardia Civil: 062
  • Climate : On the coast there is a Mediterranean or Atlantic climate , in the interior mostly highland climate with dry, cold winters and hot summers.
  • Time : Winter time on mainland Spain is UTC + 1 hour, summer time is UTC + 2 hours. The changeover to summer time takes place on the last weekend in March and the changeover to winter time on the last weekend in October. In the Canary Islands, winter time is UTC 0 and summer time is UTC + 1 (from March to October).
  • Vaccinations: Make sure that the standard vaccinations for you and your children are up to date, especially the measles vaccination. There are no compulsory vaccinations to enter Spain.
  • Health : A hepatitis A vaccination is recommended as a travel vaccination. Dengue fever and West Nile fever are rarely transmitted by diurnal mosquitoes. Protect yourself from stings, especially during the day.
  • Crime : Be wary of pickpockets and petty criminals in major Spanish cities such as Madrid and Barcelona, ​​as well as in tourist strongholds. During the holiday season, there are frequent attacks on tourists along the Spanish motorways (especially on the A 7 between the French-Spanish border station La Jonquera and Barcelona, ​​but also afterwards). Alleged damage to the car is often pointed out and assistance is offered.
  • Specifics : In some cities and towns in Spain and the Balearic Islands, the consumption of alcohol in public has been banned and the violation can lead to immediately payable fines.
Visa travel health insurance for Spain

How do I get to Spain?

By car : Spain has a very well developed road network. With the exception of urban motorways in larger cities, a toll is due for autopistas on all motorways and many expressways marked “AP”. You can pay in cash or by credit card at toll stations. 

There are environmental zones that must be observed in the capital Madrid and in Barcelona. Driving in Madrid’s city center is only possible with a sticker that you will not receive as a foreigner. Therefore, do not drive your car into the city center. The alcohol limit is 0.5, for novice drivers 0.3 in the first two years. Yellow markings on the edge of the road mean that parking is absolutely prohibited, blue markings mean that a fee is required, green markings are for residents or with a parking ticket.

By plane : around 40 Spanish cities have an airport. Most international flights land at the airports in Madrid, Barcelona and Palma de Mallorca.

By train : Spain has a rail network with well-developed high-speed connections. You can drive to Spain from neighboring European countries without any problems. The same applies to train journeys within Spain. The Spanish railway company is called RENFE.

By bus: Many bus companies offer international connections to Spain and national connections in the country at very affordable prices. Take a look at the websites of Flixbus, BlaBlaBus, Omio etc. to find your suitable bus connection to Spain.

By ferry : The largest sea ports are in Algeciras, Barcelona, ​​Valencia, Bilbao, Gijón and Santa Cruz de Tenerife. There are a number of ferry connections between Spain and the Balearic Islands and the Canaries. There are also many ferries between Spain and Morocco.

Did you know …

Spanish is the second most widely spoken mother tongue in the world!
After Mandarin, most people speak Spanish in their native language.

Spain has more than 8000 kilometers of beaches!
The Iberian Peninsula has a lot of coastline and is predestined for beach holidays. But the many mountains and sierras are also attractive and a paradise for hikers.

Spain has two exclaves in Africa!
Ceuta and Melilla are two Spanish exclaves in Morocco that do not belong to the Schengen area.

Eat late in Spain!
Spaniards do not eat lunch until after 2 p.m. and dinner is often not taken before 9 p.m. The reason for this is the mostly high temperatures.

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